Unlock, de-risk and automate credit with unique cash flow-based decisioning
Finexos combines advanced AI, behavioural analytics and real-time data to reduce risk, costs and default rates for lenders, borrowers and society.
Improving Credit for Everyone
We help enable any provider of credit to better detect, quantify and qualify millions of borrowers.
We help enable any provider of credit to better detect, quantify and qualify millions of borrowers.
Up to
72%
Reduction in Default Rate
Up to
17%
Improvement in Balance Sheet position
We use
18x
More Data Points
*compared to traditional credit scoring metrics
Harness our award-winning technology to:
- help meet Consumer Duty
- increase access to credit
- reduce default rates and NPL ratios
- enable advanced vulnerability analysis
- support financial inclusion & capability
- create safer, more affordable lending
Find out more
Our Awards
Fairer Finance
Winners of the 2020 Fairer Finance Hackathon beating entrants from over 20 countries (backed by Innovate UK)Open Finance
Finalist in the 2020 Global Open Finance Appathon, highlighting our progress and development of integration software to help lenders use Open Finance technologyCredit Repair
Voted Most Innovative Credit Repair Solution Provider UK 2021 by Wealth and Finance International
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