Next-Generation Credit Decisioning
Transforming financial data with the power of AI

Unlock, de-risk and automate credit with unique cash flow-based decisioning

Finexos combines advanced AI, behavioural analytics and multi-source data to reduce risk, costs and default rates for lenders, borrowers and society.

Improving Credit for Everyone
We help enable any provider of credit to better detect, quantify and qualify millions of borrowers.
Up to
Reduction in Default Rate
Up to
Improvement in Balance Sheet position
We use
More Data Points
*compared to traditional credit scoring metrics

Harness our award-winning technology to:

  • help meet Consumer Duty
  • increase access to credit
  • reduce default rates and NPL ratios
  • enable advanced vulnerability analysis
  • support financial inclusion & capability
  • create safer, more affordable lending

Find out more

Our Awards

Fairer Finance

Winners of the 2020 Fairer Finance Hackathon beating entrants from over 20 countries (backed by Innovate UK)

Open Finance

Finalist in the 2020 Global Open Finance Appathon, highlighting our progress and development of integration software to help lenders use Open Finance technology

Credit Repair

Voted Most Innovative Credit Repair Solution Provider UK 2021 by Wealth and Finance International
Speak to one of our team to book a demo or discuss your needs.

 Get in touch
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