Next-Generation Credit Decisioning
Transforming financial data with the power of AI

Advanced AI & Data Science
for better credit decisions

Fast – Efficient – Accurate – Inclusive

Our proprietary AI-powered risk engine combines multi-source data including open banking, advanced behavioural analytics and cutting-edge data science to help enable any provider of credit to automate processes and rapidly determine a borrower’s creditworthiness with high accuracy.
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Better credit outcomes for all

Any credit provider can easily and safely deploy our advanced SaaS platform to calculate the financial capability of millions of customers and help meet Consumer Duty using our A2 algorithm.

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Key Benefits

  • Real-time affordability and vulnerability analysis
  • Dramatically speeds up credit decisions
  • Works within institutions’ firewalls, full data security, no PII accepted or required
  • Improves capital utilisation, increases yields and reduces NPLs
  • Plug & Play, rapid integration with any credit platform
  • Significantly reduces costs for lenders
  • Unbiased data science approach
  • Financial data aggregation using AI with Open Banking/Finance/Accounting

How much could you improve your credit performance?

Speak to one of our team to book a demo or discuss your needs.

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