Our market leading solution can be deployed across
multiple use cases – both for providers of credit and also for
non-financial institutions with embedded lending offering.
Utilising Open Banking data and other live data sources, our solution provides a real time view of a borrower’s financial situation.
Fully automated borrower segmentation enables accurate pricing based on the probability of default by detecting key financial risk indicators.
Our removal of unwanted bias from the decisioning process place good borrower outcomes front and centre, aligning with the Consumer Duty regulation.
Monitor financial capability and provide affordable credit products to improve customer retention and boost Net Promoter Scores.
Get an accurate snapshot of the quality of your current loan book in real time with our complimentary Loan Book Vulnerability Analysis report.
View solutionOur AI enables the accurate detection of qualified borrowers who are currently being excluded by legacy metrics.
Streamlining the application process through automation to Improve customer experience and reduce the cost of origination.
Fully automated borrower segmentation enables accurate pricing based on the probability of default by detecting key financial risk indicators.
Build better NPS by supporting customers through early detection of financial distress and higher risk of default.
Accurately qualifying a borrower’s ability and likelihood to repay, based on their behaviour, and go beyond simple affordability assessment.
Qualify more leads to significantly reduce customer acquisition costs through improved customer identification.
Identify the true financial capability and affordability of your customers with automated lending functionality.
Our removal of unwanted bias from the decisioning process place good borrower outcomes front and centre, aligning with the Consumer Duty regulation.
Unlock new, or previously rejected, customers through the power of our AI and financial capability metrics.
View solutionUtilising Open Banking data and other live data sources, our solution provides a real time view of a borrower’s financial situation.
Accurately qualifying a borrower’s ability and likelihood to repay, based on their behaviour, and go beyond simple affordability assessment.
Build better NPS by supporting customers through early detection of financial distress and higher risk of default.
Qualify more leads to significantly reduce customer acquisition costs through improved customer identification.
Our removal of unwanted bias from the decisioning process place good borrower outcomes front and centre, aligning with the Consumer Duty regulation.
Detect early signs of financial distress and potential default in real time with our ongoing monitoring solution.
View solution
Up to
72%
Reduction in Default Rate
Up to
17%
Improvement in Balance Sheet
Up to
257%
Uptick in ROCE
Finexos was created with the dual goals of delivering financial inclusion and ending credit poverty. We know that, by equipping providers of credit with the tools to better price risk, we can be part of the solution that will unlock credit for the millions globally that are underserved or completely excluded from the credit market through no fault of their own.
